What’s captivating attention ahead of the Autumn Budget?

With the Autumn Budget scheduled for 26^th November 2025, businesses, investors, and households are keenly watching for developments that could shape financial decisions in the months ahead. At Verallo, we are monitoring these trends closely to provide actionable insights.

Key themes to consider

1. ‘Stealth’ tax adjustments
   While headline tax rises for working people are unlikely, freezing thresholds for income tax, inheritance tax, and other bands could gradually push more individuals into higher tax brackets. This approach raises revenue without changing headline rates.
2. Property-related measures
   High-value property owners may see new levies introduced on expensive homes or changes to existing property taxes. There could also be tighter rules around rental income, including potential National Insurance obligations for landlords. These changes would primarily impact those with substantial property holdings and aim to generate revenue from the property sector rather than general taxpayers.
3. Wealth and inheritance considerations
   Wealth management is under scrutiny, with inheritance tax (IHT) likely to be affected. Potential measures include freezing thresholds, limiting reliefs, and adjusting rules around gifting or transfers to reduce estate planning advantages. These reforms would primarily affect individuals with larger estates and are designed to ensure fairer taxation of accumulated wealth.
4. Pensions and savings
   The Chancellor may review the 25% tax-free pension lump sum and higher-rate reliefs. ISAs could also see reforms to encourage investment rather than holding cash, guiding savers toward long-term growth.
5. Capital gains tax considerations
   Capital gains tax rules could be adjusted, particularly around second homes and property disposals, potentially aligning rates more closely with income tax or narrowing exemptions. This could influence decisions on investments and asset management strategies.
6. Business and economic outlook
   Rising borrowing costs and market pressures create a challenging fiscal backdrop. Businesses are looking for policies that support investment and infrastructure growth, though options may be constrained.

Your guide to the Autumn Budget

At Verallo, we are preparing a comprehensive guide that captures all changes outlined in the Budget, which will be available for download within 48 hours of the announcement.

In addition, our experts will be coming together to release a live video discussion, breaking down the announcements, explaining what they mean in clear, actionable terms, and offering free advice to help you make informed decisions for your business and personal finances.